Your bank statements, turned into an expenditure report you'd actually act on.

Import your bank's CSV export for the quickest result — PDFs and photos work too. Fairdinkum Budgets redacts the account details, sorts every transaction into a spend category, compares this month with the last, and drafts next month's budget from your own history.

Start analysing I already have an account

Everything it does

Pick a group to drill into the detail.

Import & categorise

Bring statements in, teach it your merchants, confirm before save.

Import any statement

CSV is fastest — PDFs and phone photos work too, up to six files at once.

CSV export from your bank is the quickest route in — it loads instantly, with no scan to wait on.
Drag and drop up to six statements in one go.
CSV columns map themselves and the mapping is remembered per account.
PDFs and photos are read by AI in parallel when a CSV isn't available.
Every row is staged for review before anything is saved.
Save your progress mid-review and pick the import back up later.

Categories that learn

Fix a merchant once and it stays fixed, statement after statement.

Sensible spend categories out of the box, editable and sorted alphabetically.
Brand-aware matching: Coles 4021 Sth Bank and COLES ONLINE both read as Coles.
Rules can match on amount too, so identical in and out lines stay consistent.
Add a new category inline from any dropdown, without leaving the page.
Change one line and Fairdinkum offers to apply it to every alike line.

Review that gets shorter

Known merchants arrive pre-confirmed and colour-highlighted.

Rows matching an existing rule are highlighted and auto-confirmed unless you touch them.
Hover any description to read the full statement text.
You confirm the categories before the import commits — nothing sneaks through.
Duplicate transactions are detected and skipped.
Add a note to any line; cash withdrawals prompt 'what was this for?'.

Transfers, not spending

Money moved between your own accounts is paired and excluded.

Equal debit and credit pairs within a few days are matched automatically.
Paired lines are set to Transfer so they never inflate your expenditure.
Income, expense and transfer are treated separately in every report.

Try it

Three months of statements is all it takes.

That's enough history for recurring charges to surface and for the budget forecast to mean something.

Create your account